As a self-employed pro, you wear many hats — freelancer, contractor, business owner. But one thing you shouldn't juggle alone is health insurance. We get it — navigating coverage can feel overwhelming. Here are five practical tips to secure the right plan.
1. Choose Flexibility with PPO Plans
PPO plans from Anthem/BCBS let you see any doctor without network restrictions. This freedom is perfect for busy self-employed folks who need care on their terms. Starting at $339/mo, these plans offer low copays too.
2. Skip High Deductibles
Look for low-deductible or no-deductible options that pay benefits directly to you. This keeps your budget predictable, covering doctor visits or hospital stays from day one — ideal when you're managing cash flow.
3. Prioritize Preventive Care
Many plans cover annual checkups and screenings at 100%. Staying healthy saves money long-term, and it's a perk self-employed pros can't afford to miss.
4. Leverage RX Coverage
Affordable prescriptions are a game-changer. Our plans include robust pharmacy benefits, reducing out-of-pocket costs for you and your family.
5. Work with a Trusted Broker
With JMR Agency, you get expert guidance. We compare Anthem, BCBS, Cigna, and Aetna plans to find your perfect fit, saving you hours of research. Day or night, we're here to help.
Take the Next Step
Ready to protect your health and business? Get a free quote or call (615) 274-1800. Let's make insurance work for you.